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Where to Get FICO® Scores

FICO® Scores are used by 90% of top lenders. There are lots of "credit scores" offered to consumers, so it's important to understand which score you're getting and how much it is used, or not used, by lenders – and it's more important than ever to make sure you know your FICO® Scores.

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Authorized FICO® Score Retailers

Obtain your FICO® Scores directly from an authorized retailer to ensure you're getting your FICO® Scores — and not any other type of credit score. If it doesn't clearly say FICO® Score, then it isn't a FICO® Score.

myFICO

myFICO makes it easy to understand your credit with FICO Scores, credit reports and alerts from all 3 bureaus. Get started for free and receive your FICO Score directly from the people who created it.

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Experian

Check your credit for free — see score factors that show what’s positively or negatively impacting your FICO® Score, along with many additional features available.

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FICO® Score Open Access

FICO® Score Open Access is a program that helps educate people on FICO® Scores and increases consumer access to FICO Scores in the US and Canada. Over 200 financial institutions provide FICO Scores for free to their customers through the program. If your bank, credit card issuer, auto lender or mortgage servicer is one of them, you can see your FICO® Scores, along with the top factors affecting your scores, for free.  

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Learn more about FICO

FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction.
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